State Buyer Programs

Oregon – First-Time Homebuyer Loan, Grant, and Tax Credit Programs

Program Name Program Type/Benefit Service Area
Oregon Bond Below-market rate home loan or closing cost assistance Statewide
Home Purchase Resources Home Buying 101 Statewide
City of Bend Affordable Housing Projects City of Bend
City of Corvallis Down payment/closing cost assistance City of Corvallis
City of Eugene Affordable Housing Resources City of Eugene
City of Medford Affordable Housing Resources City of Medford
Portland Area Housing Resources Down Payment/closing cost assistance Parts of the City of Portland
Mortgage Credit Certificate Program  First-time homebuyer tax credit City of Portland
Clackamas Homebuyer Assistance Program  Down payment/closing cost assistance Clackamas County
Mortgage Assistance Program  Down payment/closing cost assistance Multnomah County
Mortgage Assistance Program  Down payment/closing cost assistance Washington County
Neighborhood Stabilization Program  Down payment/closing cost/home repair Parts of Washington County
  1. Mary Tillery
    Guild Mortgage Company
  2. Julie Gray Nash McCarty
  3. Ralph Austin
    HomeStreet Bank
  4. Deona DeLong
    HomeStreet Bank
  5. Sharon De Vol
    HomeStreet Bank
  6. Jennifer Larsen
    503-227-3956 Ext 223
    HomeStreet Bank
  7. Joseph Portillo
    Umpqua Bank
  8. William Ward
  9. Vince Kingston
    Guild Mortgage
  10. Carol Flanagan
    Guild Mortgage Company

We offer local and national, non-profit and for-profit organizations to post their services with First Home Advisor.  We review their organizations and vet the best we can but we not otherwise vouch for them.

View the FHA Advisory Directory

First Home Buyer Online Education has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the convenience of your own home computer for a modest fee of $99.00. You can get your Certificate of Completion today after completing the eight-hour course.

Online Homebuyer Education Course

Local First-Time Homebuyer Education


Here are the major local homebuyer education and counseling resources available in your State. As new ones register with us, we will include them here: 

NeighborWorks® of America organizations
HUD Approved Housing Counseling

Homebuyer Assistance Programs

Many non-profit organizations in your state offer downpayment assistance programs in the form of secondary financing and have been approved for use with an FHA loan.  Search for HUD approved secondary financing here:

HUD Financing Resources in your state

More Resources

IDA Resource Directory

The Corporation for Enterprise Development (CFED) maintains a national Individual Development Account Directory where you can search for a local IDA or Matched Savings program near you.

Local Home Inspectors

Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.

Tax Credit Programs

Some cities and counties in your state may offer first-time homebuyers the Mortgage Credit Certificate (MCC) which is a federal tax credit program for first-time homebuyers.  Ask your local homebuyer education and counseling agency if it is available in your area. ® is an equal opportunity housing provider for first-time buyers.