State Buyer Programs

The Ohio Housing Finance Agency is a state housing finance agency for Ohio. This agency delivers a variety of homebuyer assistance programs throughout the state.
As a State Housing Finance Agency (HFA), Ohio Housing Finance Agency offers first-time homebuyers:
- Below-Market Rate Home Loans
- Mortgage Credit Certificate Program
- Downpayment Assistance Programs
- A network of mortgage lenders
- And More
OHFA partners with private sector mortgage lenders who qualify borrowers and offer the program to eligible first-time homebuyers in the state. For a listing of OHFA loan officers visit Ohio Housing Finance Agency’s website.
We offer local and national, non-profit and for-profit organizations to post their services with First Home Advisor. We review their organizations and vet the best we can but we not otherwise vouch for them.
First Home Buyer Online Education
FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the convenience of your own home computer for a modest fee of $99.00. You can get your Certificate of Completion today after completing the eight-hour course.
Local First-Time Homebuyer Education
Here are the major local homebuyer education and counseling resources available in your State. As new ones register with us, we will include them here:
Homebuyer Assistance Programs
Many non-profit organizations in your state offer downpayment assistance programs in the form of secondary financing and have been approved for use with an FHA loan. Search for HUD approved secondary financing here:
More Resources
IDA Resource Directory
The Corporation for Enterprise Development (CFED) maintains a national Individual Development Account Directory where you can search for a local IDA or Matched Savings program near you.
Local Home Inspectors
Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.
Tax Credit Programs

The Ohio Housing Finance Agency offers the Mortgage Credit Certificate (MCC) to first-time homebuyers in Ohio. The MCC is a fedeal tax credit program from the IRS for first-time homebuyers. Contact OHFA or a participating lender for details
FirstHomeAdvisor.com ® is an equal opportunity housing provider for first-time buyers.