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Tax Credits

2018-06-14T07:49:06+00:00September 12th, 2017|Categories: Uncategorized|

Tax Credit Programs  The $8,000 first-time homebuyer tax credit from the Internal Revenue Service (IRS) has expired. It was great while it lasted, but for now it is a thing of the past. Even though you missed out on the $8,000 tax credit, many state and local governments offer the Mortgage Credit Certificate (MCC) program.  The MCC is also [...]

What is FHA?

2018-06-14T07:50:16+00:00July 24th, 2017|Categories: FAQs|

What is FHA? Categories: None | Tags: First Time Homebuyer, Fha 203k, Glossary, Fha, Glossary, Loans What is FHA? FHA stands for the Federal Housing Administration.  It is a federal housing agency that promotes home ownership in the United States by insuring mortgage loans originated by FHA-Approved lenders. FHA was established in 1934 in order to promote mortgage lending in the US.  [...]

What is a mortgage?

2018-06-14T07:51:28+00:00July 24th, 2017|Categories: FAQs|

What is a mortgage? Categories: None | Tags: First Time Homebuyer, Tips, How To, Glossary, Glossary A “mortgage” or “mortgage loan” is a just fancy term meaning “home loan.”    One might say they took out a mortgage when they bought a first home.     Or a first-time home buyer might say, “I got approved for a mortgage.”  The term “mortgage” also implies [...]

What is MLS?

2018-06-14T07:52:46+00:00July 24th, 2017|Categories: FAQs|

What is MLS? Categories: None | Tags: First Time Homebuyer, How To, First Time Homebuyer, Glossary, How To Buy A House For soccer fans MLS stands for Major League Soccer, but for first-time homebuyers MLS stands for Multiple Listing Service. A Multiple Listing Service (MLS) is a service that real estate agents and appraisers use to obtain and share details about [...]

What is HUD?

2018-06-14T07:55:40+00:00July 24th, 2017|Categories: FAQs|

What is HUD? Categories: None | Tags: First Time Homebuyer, Mortgages, Assistance, Glossary, Fha, Loans What is HUD? HUD stands for the U.S. Department of Housing and Urban Development.   It is the primary federal agency responsible for implementing our nation’s housing programs on the federal level in partnership with state, local, non-profit and private sector partners.  HUD has housing programs to support [...]

What is a Realtor®?

2018-06-14T07:56:50+00:00July 24th, 2017|Categories: FAQs|

What is a Realtor®? Categories: None | Tags: First Time Homebuyer, Tips, How To, Glossary, How To Buy A House What is a Realtor®? A Realtor® is a real estate agent who is affiliated with the trade group National Association of Realtors® (NAR).  In other words, all Realtors® are real estate agents, but not all real estate agents are Realtors®.  In [...]

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What type of home ownership help is available for US Vets?

2018-06-14T07:58:22+00:00July 24th, 2017|Categories: FAQs|

What type of home ownership help is available for US Vets? Categories: None | Tags: Veterans, Home Buyer Education, First Time Homebuyer, Home Ownerhship On this Veterans’ Day, FirstHomeAdvisor would like to say “Thank You” to all of our US Vets for your service to our country.  As a way of honoring our US Vets, we want to help connect [...]

What is equity?

2018-06-14T07:59:44+00:00July 24th, 2017|Categories: FAQs|

What is equity? Categories: None | Tags: Loans, What Is, First Time Homebuyer, First Time Homebuyer, Glossary What is equity? Equity is the difference between how much house is worth and the total amount of loans or other liens that are secured by the house.  For example if you buy a $200,000 house and make a 5% down payment of $10,000, [...]

What is APR

2018-06-14T08:03:23+00:00July 24th, 2017|Categories: FAQs|

APR stands for Annual Percentage Rate.  The APR is a great tool for first-time homebuyers because, in addition to including a loan’s interest rate, the APR also factors in other costs associated with getting a loan.  In other words, by comparing APRs of various loan proposals a first-time homebuyer can more easily tell which offer is [...]

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.